Below is a quick step by step to the loan process.

Pre-Approval

IN TODAY’S FAST PACED MARKET, MAKING SURE YOU ARE PRE-APPROVED ALLOWS YOU TO MAXIMIZE YOUR PURCHASE POWER.

  • First, it educates you on what your purchase power is; you know what you can afford and also if you are comfortable with the payment and loan terms.
  • Second, it shows your agent and more importantly the seller that you have taken the steps to be prepared and are a serious.

How to Get Started?

After your initial pre-approval, once your loan process has started, it typically take 20-30 days from start to finish. The main steps through this process include:

  • The complete loan application
  • Collecting supporting documents
  • Submit to underwriting/appraisal
  • Underwriting review & meet conditions
  • Final approval & closing!

The Loan Process Itself

Start by reaching out to myself (Rob) directly, or by applying here on the website and I will gladly reach out to you.

  • We will review your personal information, employment, income and current payment obligations;
  • We will also review what payment you are comfortable with as well as loan options that are available to you.